How do you choose between Medicare Advantage and Original Medicare with a supplement?
The decision comes down to two things: how often you use healthcare and whether your doctors accept the plan. Medicare Advantage has lower premiums but network restrictions; Original Medicare with a Medigap supplement has higher premiums but no network limits. An independent broker who works across multiple insurers is the most reliable way to compare.
eHealth Medicare
Online Medicare marketplace where you enter your zip code and current medications to compare hundreds of plans side-by-side without speaking to anyone.
Key Features
- 10,000+ plans compared
- Drug cost estimator tool
- Doctor network checker
- No-pressure online flow
- Licensed agent backup available
Best for
Tech-comfortable seniors who prefer comparing plans independently before talking to anyone.
Worth knowing
Online drug cost estimates are based on plan formularies which can change annually.
What makes it worth considering?
eHealth's online tool lets you compare Medicare Advantage, Medigap, and Part D plans independently, at your own pace. Enter your zip code, your current medications, and your preferred doctors — the tool shows you estimated annual costs for each plan.
If you want help, licensed agents are available by phone or chat. eHealth has been operating since 1997 and is one of the largest Medicare marketplaces in the US.
Frequently Asked Questions
No — the full comparison and enrollment process can be done online without speaking to anyone.
Only if you choose to enroll in a plan through eHealth.
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Browse Medicare & Supplemental InsuranceInformation last verified: 2025-01-01.