What does travel insurance cover that a senior cannot afford to leave without?
Medical evacuation is the coverage most seniors underestimate — a hospital-to-hospital air transfer from Europe can cost over $100,000 without insurance. Pre-existing condition waivers, trip cancellation for any reason, and medical evacuation are the three coverages that matter most. Annual multi-trip policies are often more economical for seniors who travel more than twice a year.
Allianz Travel Insurance
America's #1 travel insurer — senior-specific plans covering trip cancellation, medical emergencies, evacuation, and pre-existing conditions.
Key Features
- Pre-existing condition waivers if purchased within 14 days of deposit
- Cancel For Any Reason (CFAR) upgrade available
- 24/7 multilingual emergency assistance hotline
Best for
Any senior booking international travel over $1,500 in value
Worth knowing
Pre-existing condition waiver requires purchase within the time window after initial trip deposit
Why the Allianz Travel Insurance Is Worth Considering
Allianz is America's most trusted travel insurance provider and a near-essential purchase for any senior booking international travel. Plans cover trip cancellation, emergency medical treatment, medical evacuation, and baggage loss.
Critically for seniors, pre-existing condition waivers are available when the policy is purchased within 14 days of the first trip deposit. Cancel For Any Reason (CFAR) upgrades are available for maximum flexibility.
A 24/7 multilingual emergency assistance hotline means help is always available, wherever you are in the world.
Frequently Asked Questions
Yes — a pre-existing condition waiver is available if you purchase the policy within 14 days of making your first trip deposit.
CFAR allows you to cancel your trip for reasons not covered under standard cancellation terms, typically reimbursing 75% of prepaid expenses.
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Browse Travel Insurance & SafetyInformation last verified: 2026-04-05.