Lexington Law Credit Repair
Credit repair service that disputes inaccurate, unfair, or unverifiable negative items on your credit reports — legally, on your behalf.
Key Features
- Attorney-backed disputes
- All 3 bureaus addressed
- Creditor interventions
- Credit score tracking
- FCRA compliance expertise
Why seniors love it
Seniors with genuine errors on credit reports who want professional representation for disputes.
Worth knowing
Cannot remove accurate information. You can dispute errors yourself for free — Lexington Law saves time, not money in all cases.
Our Take
Under the Fair Credit Reporting Act, consumers have the right to dispute inaccurate or outdated information on their credit reports. Lexington Law's attorneys and paralegals do this on your behalf, disputing errors with all three bureaus and with the original creditors.
Results vary significantly — credit repair works best when reports contain genuine errors. It cannot legally remove accurate negative information. Monthly fees range from $90 to $140 depending on the service tier.
Note: You can dispute errors yourself for free at AnnualCreditReport.com. Lexington Law is valuable for those who prefer professional representation or face complex multi-bureau errors.
Frequently Asked Questions
No — accurate information cannot legally be removed from your credit report, regardless of what any company promises.
Most negative items (late payments, collections) remain for 7 years. Bankruptcies remain for 10 years.
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Browse Debt Relief & CreditInformation last verified: 2025-01-01.