Empower (Personal Capital)
Free financial dashboard that aggregates all accounts in one place — bank, investment, 401k, mortgage — with optional paid wealth management for $100K+.
Key Features
- Free net worth dashboard
- Retirement planner tool
- Investment fee analyzer
- Cash flow tracking
- Optional managed portfolios
Why seniors love it
Seniors who want a clear picture of their complete financial situation in one place.
Worth knowing
Expect follow-up calls from Empower advisors offering wealth management services.
Our Take
Empower (formerly Personal Capital) offers the best free financial dashboard available. Connect all your financial accounts to see your net worth, spending, investment allocation, and retirement trajectory in real time.
Their free Retirement Planner tool runs Monte Carlo simulations to project whether your savings will last through retirement. For those with $100,000+ in investable assets, Empower offers actively managed portfolios with fiduciary advisors.
Frequently Asked Questions
Empower uses bank-level 256-bit encryption and read-only connections — they cannot move money on your behalf.
It projects whether your current savings rate and portfolio will support your desired retirement lifestyle, accounting for market variability.
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Browse Financial AdvisoryInformation last verified: 2025-01-01.